“Having insurance doesn’t guarantee good health outcomes, but it is a critical factor.” – Irwin Redlener

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Pick someone at random and there is a high probability that person does not have health insurance. And why would they? Healthcare in Seychelles is free, isn’t it? But does that equate to health insurance? Most certainly not! Let’s look at the increasing number of people that are going overseas for treatment and paying out of pocket. The reality is, a lot of people require tertiary care that Seychelles simply cannot provide.

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Tips to avoid underinsuring your assets!

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Usually, before proposing a cover, we want to identify the replacement cost of the asset being insured in order to assess the risk we are taking on before giving a quote. However, we understand that clients are not very likely to be qualified in calculating such costs, which may result in an incorrect estimation of the true value. Therefore it is imperative that you do your due diligence to ensure your assets are valued correctly. You can do this by:

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Accidents are like those annoying people….

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The ones we try to avoid running into at all costs. You know the kind that has you dodging behind shelves or doing a U-turn just so you won’t run into them? Sometimes though, they catch you off-guard and they simply can’t be avoided.
Well, accidents are like that. They are unpredictable and inevitable, and can happen to just about anyone.

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