Pick someone at random and there is a high probability that person does not have health insurance. And why would they? Healthcare in Seychelles is free, isn’t it? But does that equate to health insurance? Most certainly not! Let’s look at the increasing number of people that are going overseas for treatment and paying out of pocket. The reality is, a lot of people require tertiary care that Seychelles simply cannot provide.
Usually, before proposing a cover, we want to identify the replacement cost of the asset being insured in order to assess the risk we are taking on before giving a quote. However, we understand that clients are not very likely to be qualified in calculating such costs, which may result in an incorrect estimation of the true value. Therefore it is imperative that you do your due diligence to ensure your assets are valued correctly. You can do this by:
…is undervaluing your assets.
A premium is the fee you pay to the insurer for your insurance cover.
What you pay, and when you pay depends on the value placed on your property. How much are you willing to spend for its protection? The majority of people are willing to pay an insurance premium in order to protect the things they value the most.
The ones we try to avoid running into at all costs. You know the kind that has you dodging behind shelves or doing a U-turn just so you won’t run into them? Sometimes though, they catch you off-guard and they simply can’t be avoided.
Well, accidents are like that. They are unpredictable and inevitable, and can happen to just about anyone.
Continue reading “Accidents are like those annoying people….”
