15 tips on ensuring safe & worry free travel


For the most part, traveling all over the world is very safe, but just because you are going away does not mean you should throw all caution to the wind!

Here’s our list of safety precautions you should consider:

  1. Get the appropriate vaccines:Make sure you understand the health concerns of the country you are going to visit. For example, if you are travelling to Ethiopia, you must have a yellow fever card.
  2. Use licensed and regulated businesses: It is much safer to use taxis, UBER or other regulated means of public transportation.
  3.  Travel light: It’s so much easier to keep a close eye on your personal belongings when you don’t have a lot of things to carry around, especially on a crowded bus or train.
  4. Carry your passport around: It is safer to move around with your passport as you may need it to identify yourself and to avoid the risk of misplacing it. However, if you know you will be doing an activity which may cause you to lose your belonging (e.g. paragliding), then it is preferable that you keep your passport in a safer place (e.g. hotel safe).
  5. Keep a list of emergency numbers on hand: Your family, the police, emergency numbers, your embassy and your insurance company are all numbers you should have.
  6. Avoid travelling with valuables: Keep your jewellery in a safe, or better yet, leave them at home! If you have to travel with some valuables, like your camera or phone, it is better to keep them out of sight when not in use.
  7. Refrain from using your back pockets: It is easier for a pickpocket to steal your wallet or phone, if you place it in your back pocket, especially in crowded areas.
  8. Be in the know about the safe and unsafe places. Find out as much as you can about safe places and risky areas. Research online and talk to the receptionist or concierge about places you should avoid.
  9. Keep your drinks safe: Always keep an eye on your drinks! Do not accept drinks from strangers, and if your glass has been set down for a long period of time, discard it.
  10.  Stay in touch with someone back at home: Don’t let long periods of time go in between communication. Make it a daily habit of sharing your whereabouts and your updated travel plans with a loved one back at home.
  11. Avoid walking around at night, especially if you are by yourself. Overnighting in a bus or a car might have its advantages, but we always suggest you assess the risks well before jumping into it.
  12. Cards over cash: It is more secure to use Credit/Debit cards that you’ve already got to your name as you can always have it blocked if anything goes south. Do keep some cash in lower denominations also for ease.
  13. Avoid ATMs in secluded areas: Mugging is common in many countries. As much as you can, use ATMs in safe places, such as in banks or malls. Be sure to cover use your hand as cover when entering your pin.
  14. Avoid remote areas: As much as exploring can be fun and adventurous, if you are more safety-conscious, it would be advisable to travel and visit crowded areas. Even when you are in a busy city, you should keep away from unknown streets or short-cuts.
  15. Be smart and get yourself (and your family) insured: Travel insurance is a way to make sure that your travels, especially in an unknown nation, is protected, come what may.

Don’t forget, we have the  Sacos’ Great Travel Insurance Giveaway going on! Purchase your travel insurance between 16 January and 30 April 2020 to be entered into the April 2020 draw and stand the chance of winning the star prize of a return ticket to Malaysia with Sri Lankan Airline!

Pay us a visit at our new location in town or call us on 429 5000 or send an email to info@sacos.sc for more information on Travel Insurance!


Countries That Require Travel Insurance

sacos countries that require travel insurance

Did you know that an increasing number of countries are making travel insurance mandatory and you need to show proof before you can enter? This is because they need to protect themselves from the financial burden of medical bills left behind by tourists who leave without paying.

If you arrive in a country without the proper travel insurance, you will be forced to purchase insurance or you will not be allowed to enter the country.

What countries have travel insurance requirements?

The list below has been taken from .roamright.com and is accurate as of February 2019.

Schengen Nations

The following countries are a part of the Schengen Area which are under an official agreement that allows for easy travel between the countries’ borders.

The following countries are a part of the Schengen Area:

  • Austria
  • Belgium
  • Czech Republic
  • Denmark
  • Estonia
  • Finland
  • France
  • Germany
  • Greece
  • Hungary
  • Iceland
  • Italy
  • Latvia
  • Liechtenstein
  • Lithuania
  • Luxembourg
  • Malta
  • Netherlands
  • Norway
  • Poland
  • Portugal
  • Slovakia
  • Slovenia
  • Spain
  • Sweden
  • Switzerland

As a part of the Schengen Visa application process you must have proof of travel insurance. For Seychelles passport holders who receive visa on arrival in many countries, it is still advisable to purchase your travel insurance beforehand.

Travel insurance kiosks/offices are available in many of the countries where travel insurance is mandated, for those who are ill-prepared, but we strongly recommend purchasing your travel insurance from Sacos before you depart for your destination — after all we do have some of the lowest rates on offer!

Also, getting proper travel insurance before you leave for your trip allows us to provide your with a plan that best fits your need and saves you time once you visit the country!

Visit  our website to get a quote or  visit us as Maison Esplanade to purchase your insurance and increase your chances of winning our prizes! Alternatively you could call us on 429 5000 or send an email to info@sacos.sc and an officer will get back to you!

Sacos’ Great Travel Insurance Give-away is back!

Sacos Great Travel insurance seychelles 3

Have you ever wondered why travelers opt to purchase their travel insurance from Sacos? That’s because they know that with a Sacos travel insurance policy, they are afforded peace of mind knowing that if they get sick they will not run the risk of potentially running up huge medical bills as we will be there to pick up the tab should they get unlucky and end up going to the hospital.

Continue reading “Sacos’ Great Travel Insurance Give-away is back!”

Yes, you absolutely need travel insurance

Travel sacos

We’re often shocked when some travellers say they don’t travel with insurance. Travel insurance is, in our eyes, as essential to travel as buying a plane ticket, accommodation or renting a travel car. Honestly, if you think you can save money by not getting a travel insurance then you are playing Russian roulette with your health and financial future.

Let’s have a refresher of what travel insurance is: financial security!

Despite only wanting to think of the positive, the truth is many things can happen while you are travelling. Travel insurance will provide you with medical coverage if you get sick or injured on your journey, reimburse you if your flight gets canceled, or if tragically a family member dies and you need to go home. It’s vital protection against the emergencies that no one can predict and can often come at a great cost.

And here’s the thing, in some countries hospitals can refuse to treat you if you can’t show them a valid travel insurance! So take the worry out of your vacation by purchasing your travel insurance prior to your trip.

We’re more than happy to help your sort everything out! Simply call us on 429 5000 or send an email to info@sacos.sc and an officer will get back to you!

Why you should insure your child, now!

There is nothing more exciting than shopping for a baby once you find out you’re expecting: crib, bottles, those adorable tiny clothes! We spend ages reading reviews and checking ratings on baby products because let’s face it, we all want our children to have the best of everything.

So why have you not thought to add an insurance policy to that list?

We’ve talked about how the money can be used to cover future expenses: university tuition, potential business venture etc…

But the main reason we urge you to consider insurance for your child at the earliest is not just because it will be cheaper; at some point in your child’s life they could be diagnosed with a condition that makes them uninsurable, and if you had the foresight to get it, the only life insurance they will have are policies purchased by their parents when they were kids. Otherwise once diagnosed your child will not be liable to be covered, or if they are, the premium could be ridiculously expensive!

Life insurance policies have many options available now that allow them to grow with a child.  Talk to one of our agents today about coverage options and the options the child may have into the future as an adult by calling us on 429 5000 or sending an email to info@sacos.sc and an officer will get back to you.