We are now offering a special package on the Personal Accident add-on cover, exclusive to drivers with fully comprehensive motor insurance policies. For the very low premium of SCR200, the insured driver will receive a Personal Accident cover of up to SCR100,000.
The Personal Accident insurance cover is designed to pay out compensation if you suffer from a serious injury or death as the result of an accident. It can protect you and your family against loss of income, and help with medical bills and other expenses.
How is this different from my existing motor policy?
Currently, your fully comprehensive policy covers you in events of accidental explosion, burglary, theft, break-ins and accidental collision (damage sustained to your vehicle and third party vehicle). You are even insured against injury caused to others such as passengers. However, as a driver, your policy does not provide you with compensation for injury you personally sustain in a car accident.
The personal accident cover add-on however, covers YOU, as the driver, in the event of an accident.
What if I am in a car accident but I am not the driver, will I still be covered?
Unfortunately the cover is only applicable if you are the driver or any other authorised driver on your policy. It will not cover other types of accidents, such as being hit as a pedestrian. In addition, the cover will only apply to the fully comprehensive insured vehicle assigned to the policy, and no other vehicles.
Does this sound right for you?
Pay us a visit at our branches (Maison Esplanade – Victoria, Pension Complex –Baie St. Anne Praslin, Green Corner –Providence) or call us on 429 5000 or send an email to email@example.com. We’ll be more than happy to assist you!