Why can’t I purchase regular Travel Insurance instead of Student Travel Insurance?

Basically a holiday trip insurance will not provide sufficient protection for your abroad studies or internship as they are designed for shorter travels and therefore may not meet the needs of an academic program. Especially in countries where student travel insurance is a must, regular travel insurance will not be accepted as a substitute.

Depending on your travel destination and type of visa, you may be asked to provide confirmation of applicable health insurance when entering the country.

As an international student, you will no doubt have plans to go exploring other countries, and will undoubtedly come back home to visit family as some point. This means that you will be breaking up your travels over the course of a year. You will need to purchase travel insurance with every trip if you opt not to get a Student Travel Insurance Plan which will end up costing you more in the long run. Whereas the Student  Travel Plan is an annual policy for multi-trips within 1-year period, worldwide, if your studies is for more than 1 year, you can renew your policy annually either in Seychelles or from overseas before it expires. To note that if the policy has expired, it cannot be renewed from overseas so you need to ensure renewal before expiry. At renewal, you will need to provide evidence that you are still a student.

Hopefully this has cleared up any doubts or uncertainties that you may have, and has outlined the importance of choosing an appropriate insurance policy. If you still have questions, one of our staff would be more than happy to discuss them with you.

Simply call us on 429 5000 or send an email to info@sacos.sc and an officer will get back to you. Alternatively you can pay us a visit at our branches (Maison Esplanade – Victoria, Pension Complex –Baie St. Anne Praslin, Green Corner –Providence)  

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