“Having insurance doesn’t guarantee good health outcomes, but it is a critical factor.” – Irwin Redlener

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Pick someone at random and there is a high probability that person does not have health insurance. And why would they? Healthcare in Seychelles is free, isn’t it? But does that equate to health insurance? Most certainly not! Let’s look at the increasing number of people that are going overseas for treatment and paying out of pocket. The reality is, a lot of people require tertiary care that Seychelles simply cannot provide.

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Tips to avoid underinsuring your assets!

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Usually, before proposing a cover, we want to identify the replacement cost of the asset being insured in order to assess the risk we are taking on before giving a quote. However, we understand that clients are not very likely to be qualified in calculating such costs, which may result in an incorrect estimation of the true value. Therefore it is imperative that you do your due diligence to ensure your assets are valued correctly. You can do this by:

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Insurance 101 – Why insurance matters?

We all work hard for the things we have. And once we have it, one of our priorities becomes security. Protecting the things that we value- our cars, our homes, our lives. Things happen everyday that is beyond our control, and insurance is simply a means of being protected from financial impacts derived from risks. Whether or not we are aware of it, we face these risks every day; an accidental fire, travel mishaps, car accidents, thefts. Imagine for a second what it would cost to be the victim of one of these incidents. Now, imagine the costs of these losses being greatly mitigated. This is insurance.

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