Save your money when grocery shopping

5 tips lower bills

1. Always make a list!
This is always a good idea because with a prepared list you are much less likely to be tempted to buy things you do not need. It also helps if you make a meal plan for the week, that way you know what you do not have at home, and what you will need when you go to the store. Make a list of these items, and stick to it!

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Insurance 101: Malicious damage, what you should know?

car

“Loss or damage directly caused by any malicious act of any person whether or not such act is committed in the course of a disturbance of peace”

There have been a number of instances whereby a person’s vehicle has been intentionally damaged. Many policyholders are uncertain whether their broken windows happened by accident while their vehicles were stationed or whether it was intentionally done out of malice.

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