We could probably give you a thousand reasons as to why you should get insurance, and they will all be as important as the next. But if you’re here, it’s because you already know. Ultimately, it all comes down to protection.
The majority of people who take out insurance policies want to assure security for themselves, their family or their business. Seldom do we worry about third parties but this leaves us exposed and vulnerable, because what happens to other people on your property can cause your downfall.
Imagine you are a business owner. A customer trips over a cable or a box lying on the floor in your shop, which results in an injury. That customer holds you responsible and demands compensation.
This is but one example. Of course, accidents happen all the time; even when you do everything right! Accidents WILL happen that may cause injury or even loss. They can happen to customers, visitors or others. These can lead to significant costs if your business is deemed responsible, and if you are unable to meet these costs, it could also significantly impact your business’ reputation. BUT! With a Public Liability cover, your business is protected financially! The Public Liability cover is designed to protect you if your clients or members of the public suffer personal injury or property damage arising from your business activities.
Remember, we also have a Public Liability cover for accidents happening in your home. Want more information? Pop by our office or give us a ring! We’d be happy to help!