The Student Travel Insurance policy is specifically designed to provide coverage to students studying abroad. It provides a worldwide coverage to students, with the exception of their country of residence.
Policyholders can choose between a more basic coverage – Worldwide Classic – or a more extensive coverage – Worldwide Premium.
Both policies provide the following coverage:
Medical and Emergency Assistance (including COVID-19)
This includes the cost of hospitalisation, consultation fees, prescribed medicine and other treatments, emergency dental care, as well as compulsory quarantine for COVID-19. It also covers emergency travel such as medical evacuation, return home upon death of a close family member and travel of one immediate family member). In cases of death, the policy covers the repatriation of the mortal remains, including that of the family member travelling with the insured.
Personal Assistance Services
The Personal Assistance Services allows the insured to contact the re-insurer at any time as it provides a 24hour service. It helps with the delivery of medicines and in cases of hijacking in means of public transport.
It provides compensation for in-flight loss pf checked-in luggage, as well as delays in the arrival of luggage. Moreover, it covers the cost of location and forwarding of personal effects. The policy also covers the loss of important travel documents such as passports, driving licences and national identify cards.
Personal Accident in means of Public Transport
Our policy covers compensation related to accidental death, permanent disability or permanent total disability due to accidents when travelling in a public transport whilst overseas.
The policy provides students with coverage for legal defence, as well as personal civil liability.
All the above coverage are subject to exceptions and limitations.
The policyholder has the option to choose between four different cover periods: 3 months, 6 months, 9 months or 1 year.